Richard is a Certified Financial Planner (CFP^cm) with over 20 years of experience. His working career began as a professional cricketer in England before joining the financial services department of a large UK accountancy practice in 1996. Richard moved to New Zealand permanently in 1999 and settled in Nelson where he set up Richard Harden Investment Services in 2002.

Richard provides financial planning and investment advice and has particular expertise with UK Pension Transfers. As an expat he is well-suited to the unique needs of new migrants from the UK. Richard helps clients navigate the complex and constantly changing rules and regulations around taxation and QROPS rules. His aim is to make the transition to New Zealand as easy as possible.

Richard holds professional financial planning qualifications from the UK and is an Authorised Financial Adviser (AFA). He is also a member of Institute of Financial Advisers and SIFA.

Good local food and wine is Richard's passion that he shares with his wife Rachel. On his days off you'll likely find him on the golf course or out in Tasman Bay fishing off his kayak. Richard’s son Joel is a recent graduate of Lincoln University and now a valuer with CBRE in Wellington.

Meredith is a Certified Financial Planner (CFP^cm) and has been advising clients in New Zealand since 2002. She emigrated from Oregon, USA, returning to Nelson where she lived as a girl during the 1970’s. She is an Authorised Financial Adviser (AFA) and holds degrees in Business Administration (Finance & Economics) and Public Accounting from Oregon State University, and the Massey University Graduate Diploma in Business Studies in Personal Financial Planning Endorsement.

She is active in the promotion of the value of financial advice and has served on the Board of New Zealand’s Institute of Financial Advisers, now transitioned into Financial Advice New Zealand. She continues to be involved in the promotion of CFP^cm and previously provided project consulation with the Financial Planning Standards Board (FSPB), the Denver-based international body overseeing the CFP^cm advisers across 26 member countries.

Meredith's advice begins with client objectives – be it to help clients plan and accumulate a retirement fund, use capital to generate an income, invest a financial windfall, or manage a life transition. It all starts with a plan.

Meredith is married to Jim and most weekends see the two exploring NZ’s amazing cycle trails. They have two adult children, Will in Fort Collins, Colorado with wife Ellie, and Maddie who lives in Nelson – and, the world’s spunkiest Jack Russell Terrier, Winnie.